High Return CDs | Online Banking | Savings Accounts | Personal Finance » savings account

Online Banking Checking Savings Accounts | Bank Review: EverBank

James Smith — Wed, 23 Dec 2009 13:03:22 +0000

Which online banking / checking / savings accounts are best? Consider what you expect from an online banking experience, and consider how my sponsors fare in that regard as I review each of my sponsor banks in turn. We'll begin with EverBank - a full service financial firm based in Jacksonville Florida.

Online Banking Checking Savings Accounts | Bank Review: EverBank is a post from: High Return CDs | Online Banking | Savings Accounts | Personal Finance

High Interest Savings Account Online Makes Sense

James Smith — Thu, 19 Nov 2009 21:13:40 +0000

Having a high interest savings account with an online bank these days just makes sense. I don't particularly care whether you choose a money market account, a savings account, or even a high rate CD for that matter. Whatever account type suits your needs, you are far more likely to earn a respectable rate of interest on your deposits. The nice thing about...

High Interest Savings Account Online Makes Sense is a post from: High Return CDs | Online Banking | Savings Accounts | Personal Finance

Free Online Savings Account | Are Free Savings Accounts a Scam?

James Smith — Sat, 26 Sep 2009 11:58:58 +0000

People looking at a free online savings account have to be asking themselves, "Is this a scam?" I mean how on earth can a bank afford to offer a free online savings account when every other bank is charging me fees up the yin yang just for the privilege of allowing them to hold MY money.

Free Online Savings Account | Are Free Savings Accounts a Scam? is a post from: High Return CDs | Online Banking | Savings Accounts | Personal Finance

High Yield Savings Account | Why Bother at Present Rates?

James Smith — Fri, 25 Sep 2009 12:26:01 +0000

People ask me why open a high yield savings account these days when rates are only 1.35%? In all fairness that is a good question, because there are plenty of higher paying CDs out there - but CDs as we know have their problems too. Making a decision to open a high yield savings account when rates are so despondently low these days doesn't seem like a good use of spare cash - but there are benefits to doing it. Let's look at a few reasons.

High Yield Savings Account | Why Bother at Present Rates? is a post from: High Return CDs | Online Banking | Savings Accounts | Personal Finance

Open a Savings Account Online | A Simple Way to Keep Up with Inflation

James Smith — Thu, 24 Sep 2009 01:00:24 +0000

Open a savings account online and you will be sure to keep your liquid reserve cash earning income at today's most competitive short term interest rates. Leave your money in your local brick and mortar savings bank and watch inflation annihilate your cash reserves' buying power.

Open a Savings Account Online | A Simple Way to Keep Up with Inflation is a post from: High Return CDs | Online Banking | Savings Accounts | Personal Finance

Best Savings Account for Kids | Online, High Rate, and Linked to Local

James Smith — Wed, 09 Sep 2009 14:30:56 +0000

People frequently ask me what is the best savings account for kids and I figured at this point I may as well write a post about it. I like to talk and write alot about teaching home finance to kids and adults and the basic workings of moving money around efficiently using online savings accounts are really good low risk ways to teach all the skills necessary for bigger topics later. Topics common to most people wanting to live the American dream might include how to prepare your finances to buy yor first home, or how to manage credit cards and such. In truth in order to learn my methods you need to learn to walk before you can run. In this post we start with a little walking.

Best Savings Account for Kids | Online, High Rate, and Linked to Local is a post from: High Return CDs | Online Banking | Savings Accounts | Personal Finance

High Interest Rate Savings Account Online | A Good Place for Non-Emergency Cash

James Smith — Tue, 08 Sep 2009 19:16:37 +0000

A high interest savings account online is a smart way to manage money saved for a rainy day when (as best you can tell) the skies are clear and the outlook relatively sunny. I go a little overboard with online accounts in all honesty... they're so easy to manage when you have the right software, it behooves you to have a couple of online accounts in order to take advantage of the different offers at any one time. Obviously the bulk of your cash reserve savings will be in one account or the other, but I can't tell you how many times I've been thankful to have a few extra hundred dollars in that second high interest rate savings account online.

High Interest Rate Savings Account Online | A Good Place for Non-Emergency Cash is a post from: High Return CDs | Online Banking | Savings Accounts | Personal Finance

Best Online Savings Account | High Interest Rate, Stability, Service

James Smith — Sun, 23 Aug 2009 19:39:46 +0000

Your best online savings account is going to have to be reliable - as your savings account online should be a second line of emergency liquidity after your checking account and linked local savings account. You expect to receive a higher interest rate with an online savings account and rightly so - but you should always have it in the back of your head that your savings still need to be accessible in dire times.

Best Online Savings Account | High Interest Rate, Stability, Service is a post from: High Return CDs | Online Banking | Savings Accounts | Personal Finance