High Return CDs | Online Banking | Savings Accounts | Personal Finance » high interest rate

High Interest Savings Account Online | What’s The Big Deal Anyway

James Smith — Thu, 24 Sep 2009 19:18:13 +0000

A high interest savings account online makes a lot of sense when you have your finances squared away and have the ability to stash your non-emergency cash in a better yielding account. This online savings account is not for the money you need to pay bills or to provide emergency liquidity in the face of ill-timed payments and bills. This high interest savings account online is only for that cash which you hold in reserve for times when income is interrupted or when really big bills come in, such as a needing a new refridgerator or perhaps significant auto repairs. Expenses like those are (hopefully) sporadic, and usually are payable either in installments or with a short term use of a credit (which you pay off at the end of the month, of course).

High Interest Savings Account Online | What’s The Big Deal Anyway is a post from: High Return CDs | Online Banking | Savings Accounts | Personal Finance

High Interest Rate Savings Account Online | A Good Place for Non-Emergency Cash

James Smith — Tue, 08 Sep 2009 19:16:37 +0000

A high interest savings account online is a smart way to manage money saved for a rainy day when (as best you can tell) the skies are clear and the outlook relatively sunny. I go a little overboard with online accounts in all honesty... they're so easy to manage when you have the right software, it behooves you to have a couple of online accounts in order to take advantage of the different offers at any one time. Obviously the bulk of your cash reserve savings will be in one account or the other, but I can't tell you how many times I've been thankful to have a few extra hundred dollars in that second high interest rate savings account online.

High Interest Rate Savings Account Online | A Good Place for Non-Emergency Cash is a post from: High Return CDs | Online Banking | Savings Accounts | Personal Finance

Best Online Savings Account | High Interest Rate, Stability, Service

James Smith — Sun, 23 Aug 2009 19:39:46 +0000

Your best online savings account is going to have to be reliable - as your savings account online should be a second line of emergency liquidity after your checking account and linked local savings account. You expect to receive a higher interest rate with an online savings account and rightly so - but you should always have it in the back of your head that your savings still need to be accessible in dire times.

Best Online Savings Account | High Interest Rate, Stability, Service is a post from: High Return CDs | Online Banking | Savings Accounts | Personal Finance