High Return CDs | Online Banking | Savings Accounts | Personal Finance » High Rate Saving Account Info

Online Banking Review | HSBC Bank: Loans, Yes. Deposits?

James Smith — Tue, 05 Jan 2010 05:17:37 +0000

If you get to the end of this online banking review of the operations of HSBC bank and don't understand what the heck is going on, believe me when I say I empathize. HSBC is one of the largest bank holding companies in the industry, and deciphering their myriad operations is simply a mind numbing task.

Online Banking Review | HSBC Bank: Loans, Yes. Deposits? is a post from: High Return CDs | Online Banking | Savings Accounts | Personal Finance

High Yield Money Market Accounts | 3 Offers Reviewed

James Smith — Thu, 31 Dec 2009 05:04:01 +0000

High yield money market accounts are a great place for your money in low rate environments like these. Although the returns are not necessarily spectacular (quite the contrary in fact), rates are competitive and FDIC insurance reduces the default risk so many other yield bearing instruments are burdened with.

High Yield Money Market Accounts | 3 Offers Reviewed is a post from: High Return CDs | Online Banking | Savings Accounts | Personal Finance

Online Banking Checking Savings Accounts | Bank Review: EverBank

James Smith — Wed, 23 Dec 2009 13:03:22 +0000

Which online banking / checking / savings accounts are best? Consider what you expect from an online banking experience, and consider how my sponsors fare in that regard as I review each of my sponsor banks in turn. We'll begin with EverBank - a full service financial firm based in Jacksonville Florida.

Online Banking Checking Savings Accounts | Bank Review: EverBank is a post from: High Return CDs | Online Banking | Savings Accounts | Personal Finance

Free Online Savings Account | Are Free Savings Accounts a Scam?

James Smith — Sat, 26 Sep 2009 11:58:58 +0000

People looking at a free online savings account have to be asking themselves, "Is this a scam?" I mean how on earth can a bank afford to offer a free online savings account when every other bank is charging me fees up the yin yang just for the privilege of allowing them to hold MY money.

Free Online Savings Account | Are Free Savings Accounts a Scam? is a post from: High Return CDs | Online Banking | Savings Accounts | Personal Finance

High Interest Savings Account Online | What’s The Big Deal Anyway

James Smith — Thu, 24 Sep 2009 19:18:13 +0000

A high interest savings account online makes a lot of sense when you have your finances squared away and have the ability to stash your non-emergency cash in a better yielding account. This online savings account is not for the money you need to pay bills or to provide emergency liquidity in the face of ill-timed payments and bills. This high interest savings account online is only for that cash which you hold in reserve for times when income is interrupted or when really big bills come in, such as a needing a new refridgerator or perhaps significant auto repairs. Expenses like those are (hopefully) sporadic, and usually are payable either in installments or with a short term use of a credit (which you pay off at the end of the month, of course).

High Interest Savings Account Online | What’s The Big Deal Anyway is a post from: High Return CDs | Online Banking | Savings Accounts | Personal Finance

Open a Savings Account Online | A Simple Way to Keep Up with Inflation

James Smith — Thu, 24 Sep 2009 01:00:24 +0000

Open a savings account online and you will be sure to keep your liquid reserve cash earning income at today's most competitive short term interest rates. Leave your money in your local brick and mortar savings bank and watch inflation annihilate your cash reserves' buying power.

Open a Savings Account Online | A Simple Way to Keep Up with Inflation is a post from: High Return CDs | Online Banking | Savings Accounts | Personal Finance

Saving Account Interest Rate Data | What’s It All Mean Anyway?

James Smith — Wed, 23 Sep 2009 03:14:42 +0000

Saving account interest rate information floods our homes and our television screens and in today's environment it just doesn't seem to add up to much of anything. I mean right now rates are so low that even a typical 'high yield' saving account interest rate is running about 1.5%. I don't think anyone on a fixed income is going to be living high on the hog with that kind of saving account interest rate are they?

Saving Account Interest Rate Data | What’s It All Mean Anyway? is a post from: High Return CDs | Online Banking | Savings Accounts | Personal Finance

High Interest Rate Savings Account Online | A Good Place for Non-Emergency Cash

James Smith — Tue, 08 Sep 2009 19:16:37 +0000

A high interest savings account online is a smart way to manage money saved for a rainy day when (as best you can tell) the skies are clear and the outlook relatively sunny. I go a little overboard with online accounts in all honesty... they're so easy to manage when you have the right software, it behooves you to have a couple of online accounts in order to take advantage of the different offers at any one time. Obviously the bulk of your cash reserve savings will be in one account or the other, but I can't tell you how many times I've been thankful to have a few extra hundred dollars in that second high interest rate savings account online.

High Interest Rate Savings Account Online | A Good Place for Non-Emergency Cash is a post from: High Return CDs | Online Banking | Savings Accounts | Personal Finance

High Return CD | Where to Put Money in a Low Rate Environment

James Smith — Wed, 02 Sep 2009 16:07:11 +0000

I was looking for a high return CD the other day. Rates have been ridiculously low thanks to the horrible economy and awful business mismanagement by corporate executives but I still wanted a place to sock away at least some money in an interest bearing account. I honestly hadn't had a lot of luck finding a high rate CD that was worth the holding period. Then it occurred to me...

High Return CD | Where to Put Money in a Low Rate Environment is a post from: High Return CDs | Online Banking | Savings Accounts | Personal Finance

Checking and Savings Account | Tips for Keeping the Ship Afloat

James Smith — Mon, 24 Aug 2009 14:30:18 +0000

The modern household typically has a checking and savings account at a local bank. Although many of my friends make a considerable living, they still manage to run into short term duress on occasion. Problems with a checking and savings account can creep up when you least expect it. A fire can damage your house. The oil man unexpectedly shows up. The refridgerator croaks. It happens. Just because the wheels come off some piece of machinery in your life doesn't mean you should be suddenly scrambling for money.

Checking and Savings Account | Tips for Keeping the Ship Afloat is a post from: High Return CDs | Online Banking | Savings Accounts | Personal Finance