High Return CDs | Online Banking | Savings Accounts | Personal Finance » High Interest Savings Account

Online Banking Review | HSBC Bank: Loans, Yes. Deposits?

James Smith — Tue, 05 Jan 2010 05:17:37 +0000

If you get to the end of this online banking review of the operations of HSBC bank and don't understand what the heck is going on, believe me when I say I empathize. HSBC is one of the largest bank holding companies in the industry, and deciphering their myriad operations is simply a mind numbing task.

Online Banking Review | HSBC Bank: Loans, Yes. Deposits? is a post from: High Return CDs | Online Banking | Savings Accounts | Personal Finance

Online Banking Checking Savings Accounts | Bank Review: EverBank

James Smith — Wed, 23 Dec 2009 13:03:22 +0000

Which online banking / checking / savings accounts are best? Consider what you expect from an online banking experience, and consider how my sponsors fare in that regard as I review each of my sponsor banks in turn. We'll begin with EverBank - a full service financial firm based in Jacksonville Florida.

Online Banking Checking Savings Accounts | Bank Review: EverBank is a post from: High Return CDs | Online Banking | Savings Accounts | Personal Finance

High Interest Savings Account Online Makes Sense

James Smith — Thu, 19 Nov 2009 21:13:40 +0000

Having a high interest savings account with an online bank these days just makes sense. I don't particularly care whether you choose a money market account, a savings account, or even a high rate CD for that matter. Whatever account type suits your needs, you are far more likely to earn a respectable rate of interest on your deposits. The nice thing about...

High Interest Savings Account Online Makes Sense is a post from: High Return CDs | Online Banking | Savings Accounts | Personal Finance

High Interest Savings Accounts | FDIC Insured and Why That’s Not Enough

James Smith — Wed, 30 Sep 2009 22:14:21 +0000

High interest savings accounts, FDIC insured or not, are vulnerable to the same sorts of liquidity interruptions as any other FDIC insured account... only now the FDIC is starting to ask banks for money in advance. Why is that do you suppose? While regulators and prominent figures such as Fed Chairman Ben Bernanke talk about the improving economy and slowing growth in unemployment the line workers at the Fed are still busy closing banks.

High Interest Savings Accounts | FDIC Insured and Why That’s Not Enough is a post from: High Return CDs | Online Banking | Savings Accounts | Personal Finance

High Interest Savings Account Online | What’s The Big Deal Anyway

James Smith — Thu, 24 Sep 2009 19:18:13 +0000

A high interest savings account online makes a lot of sense when you have your finances squared away and have the ability to stash your non-emergency cash in a better yielding account. This online savings account is not for the money you need to pay bills or to provide emergency liquidity in the face of ill-timed payments and bills. This high interest savings account online is only for that cash which you hold in reserve for times when income is interrupted or when really big bills come in, such as a needing a new refridgerator or perhaps significant auto repairs. Expenses like those are (hopefully) sporadic, and usually are payable either in installments or with a short term use of a credit (which you pay off at the end of the month, of course).

High Interest Savings Account Online | What’s The Big Deal Anyway is a post from: High Return CDs | Online Banking | Savings Accounts | Personal Finance

High Interest Internet Savings Accounts | Great Savings Incentive for Families

James Smith — Sat, 12 Sep 2009 00:22:04 +0000

Most families are discovering high interest internet savings accounts and how easy they are to set up and maintain. It doesn't take a lot of effort to set up an account online... a few mouse clicks, some basic personal data, and links to your local checking or savings account to make it easy to move funds back and forth. Simple enough?

High Interest Internet Savings Accounts | Great Savings Incentive for Families is a post from: High Return CDs | Online Banking | Savings Accounts | Personal Finance

Best Savings Account for Kids | Online, High Rate, and Linked to Local

James Smith — Wed, 09 Sep 2009 14:30:56 +0000

People frequently ask me what is the best savings account for kids and I figured at this point I may as well write a post about it. I like to talk and write alot about teaching home finance to kids and adults and the basic workings of moving money around efficiently using online savings accounts are really good low risk ways to teach all the skills necessary for bigger topics later. Topics common to most people wanting to live the American dream might include how to prepare your finances to buy yor first home, or how to manage credit cards and such. In truth in order to learn my methods you need to learn to walk before you can run. In this post we start with a little walking.

Best Savings Account for Kids | Online, High Rate, and Linked to Local is a post from: High Return CDs | Online Banking | Savings Accounts | Personal Finance

High Interest Rate Savings Account Online | A Good Place for Non-Emergency Cash

James Smith — Tue, 08 Sep 2009 19:16:37 +0000

A high interest savings account online is a smart way to manage money saved for a rainy day when (as best you can tell) the skies are clear and the outlook relatively sunny. I go a little overboard with online accounts in all honesty... they're so easy to manage when you have the right software, it behooves you to have a couple of online accounts in order to take advantage of the different offers at any one time. Obviously the bulk of your cash reserve savings will be in one account or the other, but I can't tell you how many times I've been thankful to have a few extra hundred dollars in that second high interest rate savings account online.

High Interest Rate Savings Account Online | A Good Place for Non-Emergency Cash is a post from: High Return CDs | Online Banking | Savings Accounts | Personal Finance

Best Online Savings Account | High Interest Rate, Stability, Service

James Smith — Sun, 23 Aug 2009 19:39:46 +0000

Your best online savings account is going to have to be reliable - as your savings account online should be a second line of emergency liquidity after your checking account and linked local savings account. You expect to receive a higher interest rate with an online savings account and rightly so - but you should always have it in the back of your head that your savings still need to be accessible in dire times.

Best Online Savings Account | High Interest Rate, Stability, Service is a post from: High Return CDs | Online Banking | Savings Accounts | Personal Finance

Kids Savings Accounts | Why Smart Parents Set Them Up

James Smith — Sun, 23 Aug 2009 01:36:52 +0000

Smart parents know setting up kids savings accounts for their children will give them a lifelong advantage over children without them. Public education in the United States is woefully devoid of even the most rudimentary financial basics as writing checks, managing a checking account, credit cards, and home budgeting. While there certainly many cultures that don't get this basic education - most of the cultures that don't are third world countries.

Kids Savings Accounts | Why Smart Parents Set Them Up is a post from: High Return CDs | Online Banking | Savings Accounts | Personal Finance